80% of medical bills contain errors. Insurance claims get wrongly denied. Hospitals hide financial aid. We built 9 free AI tools to fight back — in under 2 minutes.
Each tool is completely free to run. Pay only if you want the full action package.
You're being overcharged right now. These tools find the errors and fight back.
Flags duplicate charges, upcoding, and phantom charges. Compares every line item against CMS fair market rates.
Implants, orthodontics, oral surgery — we find overcharges, check medical crossover billing, and find dental school alternatives at 50-70% off.
Glasses at LensCrafters cost 10x what Zenni charges. We find eyewear overcharges, check if your vision insurance is losing you money, and evaluate LASIK pricing.
Stop overpaying on recurring costs — prescriptions, insurance denials, fertility, and taxes.
Decodes EOBs and denial letters. Identifies grounds for appeal and generates a custom appeal letter with insurer scripts.
Compares drug prices against CMS NADAC data. Finds generics, discount programs, and manufacturer assistance.
Analyzes IVF bills for overcharges, checks state insurance mandates, finds grants up to $16,000, and compares medication prices.
Already in debt or missing out on savings? These tools help you recover and keep more of what you earn.
Calculates your Federal Poverty Level and checks if you qualify for free or reduced care under IRS 501(r) rules.
The average American misses $1,200+ in deductions. We scan 8 categories — medical expenses, HSA, retirement gaps, investment strategies, and more.
Know what you'll owe before your procedure. Enter your plan type and upcoming procedure — AI estimates insurance coverage, out-of-pocket costs, and flags denial risks.
Upload a PDF or photo of your bill, EOB, or denial letter — or enter details manually. No account needed.
Our AI checks against CMS data, federal rules, and state-specific laws to find every error and opportunity.
Free results instantly. Upgrade for dispute letters, phone scripts, and legal escalation tools.
This is a real example of what our AI found on a sample hospital bill.
| Service | CPT | Billed |
|---|---|---|
| Basic Metabolic Panel | 80048 | $320 |
| Basic Metabolic Panel (duplicate) | 80048 | $320 |
| Room & Board — ICU | 99292 | $2,100 |
| Chest X-Ray (2 views) | 71046 | $940 |
| Physician Evaluation | 99213 | $600 |
Answer 4 quick questions and we'll point you to exactly the right tool for your situation.
One-time payment per tool. No subscriptions. No hidden fees.
256-bit AES encryption in transit and at rest. SOC 2 compliant storage.
No patient names, SSNs, DOBs, or member IDs ever stored.
Not satisfied? Full refund within 30 days, no questions asked.
Uploaded files are automatically purged. Your data doesn't linger.
No advertising. No data brokers. No exceptions. Ever.
Free analysis runs instantly. No account, no waiting.
Yes. All uploads are encrypted with 256-bit AES in transit and at rest. SOC 2 compliant storage. Files auto-purged after 30 days. We never store patient names, SSNs, DOBs, addresses, or member IDs.
Every tool is completely free to analyze. You get a full AI analysis — errors found, eligibility estimate, violation flags — at no cost. You only pay for the action package: dispute letters, phone scripts, and legal templates.
If you purchase a Tier 1 or Tier 2 package and aren't satisfied, email us within 30 days for a full refund — no questions asked. Applies to all 8 tools.
No. TrueMedBills provides information and generates template documents. It is not legal, medical, or financial advice. For complex situations, consult a consumer rights attorney.
Our AI uses current CMS fee schedules, HHS poverty guidelines, CFPB rules, and state-specific data. Highly accurate for identifying common billing errors — but every situation is unique. Use results as a starting point.
No account required. Enter your information, get results, optionally purchase a package. Results accessible via direct link for 30 days, then deleted.
Yes — all 8 tools are independent and each is free to analyze. Each paid package is purchased separately per tool.
The average patient overpays $2,300 per year. Most never dispute a single charge.